This paper dives into the seemingly subtle differences between land title assurance and title insurance. It explores the most common types of claims against the assurance fund, such as fraudulent documentation being accepted by the registrar, and explains the process for making a claim. The author concludes by outlining some of the items that are offered by titled insurers that are not covered under the LTO Assurance Fund.

This paper was drawn from materials presented at the 45th Annual Refresher Course – Real Estate program held in May 2012.