Insurance is an important factor in a commercial lease as it is the main risk transfer mechanism to support the Indemnity Agreement. A clear and concise insurance clause included in the lease contract can ensure that insurance will respond to a claim situation as intended. This paper reviews the basics of the insurance coverage and insurance clauses generally referred to in the lease. It also provides tips for improving the insurance clause. This paper was drawn from materials presented at the Analyzing Commercial Lease Contracts seminar held in March 2012.